For many US and Canadian expats living part- or full-time in Mexico, healthcare coverage can be confusing—especially when it comes to Medicare and whether it applies outside the United States. While Original Medicare offers little to no coverage abroad, some Medicare Advantage (Part C) plans do include emergency and urgent care coverage in Mexico.
The key is knowing which plan you have, how it works, and registering correctly with a provider like Lakeside Medical Group (LMG) to ensure everything is in place before you ever need care. Here, we answer the most common questions expats have about using Medicare Advantage in Mexico.
Frequently Asked Questions
1. Can I really use Medicare Advantage in Mexico?
Yes, but only if your plan includes emergency and urgent care coverage abroad. Not all Medicare Advantage plans do, which is why Lakeside Medical Group verifies your plan before enrollment.
2. What about Original Medicare?
Original Medicare (Parts A & B) does not cover healthcare outside the US, except for very limited coverage under certain Medigap plans—and even then, only for the first 60 days of travel.
3. What does it cost to join Lakeside Medical Group?
Registration is free. LMG verifies your plan, ensures it covers care abroad, and enrolls you at no cost.
4. Will I pay deductibles or copays if I need care?
No. Even if your insurance plan has deductibles or coinsurance, Lakeside Medical Group covers these costs for emergency and urgent care in its network.
- Urgent care visit: $100 pesos copay.
- Hospital stay: Max $3,000 pesos copay.
5. Which hospitals are in the network?
LMG has partnerships with hospitals in over 27 cities across Mexico, including Star Medica Hospital in Mérida.
6. What kinds of care are covered?
Emergency and urgent care services are covered. Routine or elective procedures are not typically included.
7. Do you accept Canadian insurance plans?
Yes. LMG accepts several Canadian insurance plans and some US private health insurance plans in addition to Medicare Advantage.
8. How do I know if my plan qualifies?
Contact Lakeside Medical Group for a free consultation. They will check your Medicare Advantage, travel, or expat insurance plan for eligibility before you enroll.
9. Who do I contact for more information?
- Email: ash@lakemedicalgroup.com
- WhatsApp: +52 55 4487 3192
- Website: www.lakemedicalgroup.com
The Bottom Line
For expats in Mexico, the right Medicare Advantage plan combined with Lakeside Medical Group’s expertise can provide peace of mind for emergency and urgent care—without surprise bills or coverage confusion. By verifying your plan and enrolling ahead of time, you can focus on enjoying life in Mexico knowing your healthcare needs are protected.
